Get a clear perspective on your financial marketplace with structured assets that are created, rated, and exchanged with immutable traceability.

 


Context

The ability for non-prime lenders to obtain financing is a continuous challenge, high risk equal unfair rates due to a limited pool institutional lenders. The use of structured assets in an open market can lower lenders cost of capital and offer very competitive rates.

The financial innovation of structure asset comes with the baggage of the 2008 financial crisis. The need for transparency and integrity is paramount.

MANTLE blockchain technology plays a crucial role in supporting financial marketplace where financial assets (loan, derivative, structured assets, ...) are crafted, rated, exchanged and payed with immutable traceability.

Suggested Integration Plan

  1. Certify document authenticity
  2. Exchange financial assets
  3. Unified identity management
  4. Automated payment settling
  5. Distributed operations

 

Exchange financial assets

Effective financial asset issuers rely on the combination of capital and operational expertise (credit scoring, asset pricing, risk management, ...) to generate a profit. Modern lenders that combine a proprietary/public data source with machine learning can generate a competitive advantage that is hard to capitalize on without capital. Systems required to trade internally created financial assets require significant investments both to create and for others to adopt.

MANTLE Tracker empowers modern lenders to craft financial assets composed of complex terms and conditions with ease. Created financial assets can then be combined in structured assets, or traded directly with other parties.

 

Why use Blockchain technology?

  1. Built-in transactions traceability. Blockchain data structure inherently records immutable exchanges between parties.
  2. Data you can trust. Unlike traditional databases, it is possible to verify the integrity and authenticity of data on-read.
  3. Avoid logic-based errors. Blockchain prevents double spending and origin-less entries, while being natively synchronized - you always act on the right data.
  4. Exponentially more difficult to exploit. Inherent decentralization makes it nearly impossible to compromise the data stores. And is not vulnerable to traditional database exploits.
  5. And more. Blockchain enables unified identity management, persistent distributed governance and simplified multi-party collaborations.

 

Benefits

  • Lower cost of capital
  • Improved risk management
  • Increased transparency
  • Unchallengeable data integrity

 

How it works?

Within your application, use Mantle API to:

Configuration

  • Design template financial asset structure (terms of loan/derivative);
  • Populate template possible asset terms;
  • Import stakeholder identities (users);
    • If creating structured assets, such as CDO/CLO, design CDO template structure.
    • If issuing structured assets, assign financial asset to structured assets;
    • If issuing structured assets, assign financial asset to structured assets;

Issuance

  • Issue financial assets, ex. Loan, derivative, etc.

Exchange & Monitor

  • Integrate Mantle‚Äôs exchange/monitoring in your application